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Bbb Tip Of The Week – Sun, 21 Dec 2014 Pst

The season of gift giving and celebration is upon us, and one more event should now be on everyones calendar: enrolling in healthcare.

The Better Business Bureau offers the following tips to avoid scams and issues when enrolling in health care for2015:

Beware of websites imitating the official Washington state health plan website ( www.wahealthplanfinder.org[1]). Imitator sites cannot provide tax benefits, qualify you for lower cost insurance, and may even fraudulently sell you a health savings plan as insurance or take your money for no insurance at all. When searching online, many imitators come up, making

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The season of gift giving and celebration is upon us, and one more event should now be on everyones calendar: enrolling in healthcare.

The Better Business Bureau offers the following tips to avoid scams and issues when enrolling in health care for2015:

Beware of websites imitating the official Washington state health plan website ( www.wahealthplanfinder.org[5]). Imitator sites cannot provide tax benefits, qualify you for lower cost insurance, and may even fraudulently sell you a health savings plan as insurance or take your money for no insurance at all. When searching online, many imitators come up, making it confusing. To make sure you are not on an imitators website, start at www.healthcare.gov[6], and then select your state to be directed to the legitimatewebsite.

When you enroll by the Tuesday deadline at www.wahealthplanfinder.org[7], your coverage will start on Jan 1. The annual open enrollment period for medical insurance coverage ends on Feb. 15, 2015. For those working with an insurance broker or directly with a provider, ask about theirdeadlines.

Research the insurance plans network of doctors and health providers before you sign up. For those switching plans, this can be especially important. Consider asking your doctors office directly about the plans they accept for2015.

Consider shopping around for your 2015 plan, reading all details of plan coverage to understand all of the costs before purchasing. Costs can include premiums, co-pays, deductibles, maximum out-of-pocket expenses, prescriptions and cost sharing, all impacting your bottom line. If you have ongoing health needs or anticipate a health need, consider a lower deductible plan versus a lower premiumplan.

Those who fall within certain income levels for their household size may qualify for lower premiums, also called premium tax credits, lower deductibles and out-of-pocket costs, or low-cost health care through Washingtons Apple Health Program ( www.hca.wa.gov/medicaid/[8]). To see if you may qualify for lower monthly premiums, check out the chart at http://1.usa.gov/1FDuOZh[9]. If you qualify, Silver health plans purchased through the exchange are the only ones that may provide lower deductibles and out-of-pocketcosts.

You can get free help understanding your health care enrollment options from a local broker or trained navigator. Visit www.wahealthplanfinder.org[10] and click the Find a Broker or Find a Navigatorlink.

To check out an insurance plan, medical office or health-related business, you can read the BBB Business Reviews at www.bbb.org[11] or call (509)455-4200.

Erin Dodge, BBBeditor

References

  1. ^ www.wahealthplanfinder.org (www.wahealthplanfinder.org)
  2. ^ log in (www.spokesman.com)
  3. ^ Create a Spokesman.com profile (www.spokesman.com)
  4. ^ email (www.spokesman.com)
  5. ^ www.wahealthplanfinder.org (www.wahealthplanfinder.org)
  6. ^ www.healthcare.gov (www.healthcare.gov)
  7. ^ www.wahealthplanfinder.org (www.wahealthplanfinder.org)
  8. ^ www.hca.wa.gov/medicaid/ (www.hca.wa.gov)
  9. ^ http://1.usa.gov/1FDuOZh (1.usa.gov)
  10. ^ www.wahealthplanfinder.org (www.wahealthplanfinder.org)
  11. ^ www.bbb.org (www.bbb.org)

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Healthy Living (Fit to 100: Secrets to Health and Longevity) (Kindle Edition) tagged “health tips” 8 times

Thu, 23 Aug 2012 19:22:02 GMT Healthy Living (Fit to 100: Secrets to Health and Longevity) Healthy Living (Fit to 100: Secrets to Health and Longevity) (Kindle Edition)By C.D. Shelton Buy new: $0.99 Customer Rating: 3.9 Customer tags: long life(8), healthy living(8), health tips(8), live long(8), health and wellness(7), longevity(7), live longer(7), healthy lifestyle(7), health(7), health and fitness(7), healthy aging(7) http://www.amazon.com/Healthy-Living-Fit-100-Longevity-ebook/dp/B007DCBIQ8/ref=tag_rso_rs_edpp_url?ie=UTF8&creative=381421&tag=thedays-20

Weight Loss Tips: Concise Advices For Losing Weight And Prevent It From Coming Back Again (Kindle Edition) tagged “health tips” 6 times

Thu, 6 Dec 2012 09:45:00 GMT Weight Loss Tips: Concise Advices For Losing Weight And Prevent It From Coming Back Again Weight Loss Tips: Concise Advices For Losing Weight And Prevent It From Coming Back Again (Kindle Edition)By Stephen Williams Click for more info Customer Rating: 3.9 Customer tags: health tips(6), weight loss(5), shedding pounds(4), losing weight(4), healthy lifestyle(4), dropping inches(4), weight loss tips(3), diet(2), tips for losing weight, health, how to lose weight, healthy weight loss http://www.amazon.com/Weight-Loss-Tips-Concise-Advices-ebook/dp/B009MZ673I/ref=tag_rso_rs_edpp_url?ie=UTF8&creative=381421&tag=thedays-20

Avoid Poor Health Tips to Prevent Holiday Weight Gain | Maximized …

Too often, these quick, easy health tips actually prevent people from maintaining a healthy weight and can lower immune system function. Some may even cause weight gain. Understanding how the body reacts to common … http://maximizedliving.com/2014/12/avoid-poor-health-tips-to-prevent-holiday-weight-gain/

Holiday blues and health tips for happiness | fox13now.com

The holiday season can be a time of high stress and anxiety for everyone, but, for some people, it can feel like it is too much to handle. Depression during the winter, whether it is seasonal or major, can feel debilitating. http://fox13now.com/2014/12/18/holiday-blues-and-health-tips-for-happiness/


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