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Medicare Advantage: 20 years, 20 million people and 4 factors

(BPT) – In 1997, the federal government created the Medicare + Choice program – later renamed Medicare Advantage – to enhance consumer choice and more efficiently deliver Medicare benefits to older Americans.

You may have heard of Medicare Advantage, but maybe you don’t know exactly what it is, what it offers and how it can help you.

Today, Medicare Advantage serves almost 20 million people – a nearly 50 percent increase from even five years ago, according to the Centers for Medicare & Medicaid Services.

Here are four important factors in why people choose Medicare Advantage:

1. Simplicity and convenience. Medicare Advantage plans combine all your Medicare coverage, including Original Medicare (Parts A and B), and often prescription drug coverage, into one plan so you only have one card to carry.

2. Predictable costs. Managing your health care costs can be especially important if you are living on a fixed budget. Many Medicare Advantage plans offer additional benefits for a $ 0 premium beyond the premium for Original Medicare and have set limits on what you have to pay out of pocket. Brian Thompson, CEO of UnitedHealthcare Medicare & Retirement, explains, ‘Original Medicare generally covers about 80 percent of a person’s costs for doctor visits and other outpatient care, leaving the individual responsible for the rest, with no limit to what that cost may be. Medicare Advantage, on the other hand, offers peace of mind and helps you plan your health care expenses by capping how much you may have to pay out of your own pocket in a given year.’

3. Care Coordination. Boston Consulting Group (BCG) analyzed 3 million Medicare claims and found that Medicare Advantage members have shorter hospital stays and fewer readmissions within 30 days of leaving. Medicare Advantage plan members are also more likely to receive preventive care to keep chronic illnesses in check, according to researchers.

A possible explanation for the favorable outcomes: care coordination. Thompson says, ‘The health care system is complex. With Medicare Advantage plans, doctors work as a comprehensive team, led by a primary care doctor, and together with the health plan, they help members receive the care they need. This can create more convenience and value for the member and ultimately lead to better health.’

4. Choice. Thompson also points out that ‘every day more than 10,000 baby boomers turn 65, and they expect to have choices.’ Medicare Advantage plans come in a wide variety of options, so people can choose one that meets their unique health and budget needs. Many offer programs to support people with diabetes and other chronic conditions, and most offer additional benefits not covered by Original Medicare. Perks may include prescription drug, dental, vision and hearing coverage, home visits, 24/7 access to health care professionals and gym memberships.

If you want to learn more about Medicare and options available to you, visit MedicareMadeClear.com. You can also learn more about Medicare Advantage at UHCMedicarePlans.com.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.


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* Donald Trump and Hillary Clinton, the Republican and Democratic presidential nominees, participate in their second debate at Washington University in St. Louis, Missouri.
Watch LIVE at 9pm Sunday, October 9th.

Second Presidential Debate (C-SPAN) Second Presidential Debate (C-SPAN)


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Comments

    • Christoper Gonzalez
    • September 5, 2017
    Reply

    What happened to your first presidential debate video?

    • arseman arse
    • September 5, 2017
    Reply

    To Celebrate Mandatory Diversity – I would like to wish a merry taharrush, mañana, kwanzaa, voodoo, santeria, baby rape, santa muerte and saalat-ul-jumma to the international proletariat.

    • arseman arse
    • September 5, 2017
    Reply

    Trump is a thought criminal and must be silenced. This is what the Fairness Doctrine is all about. All right-wing voices must be shut down as we progress towards communism.

    • Craig Dumas
    • September 5, 2017
    Reply

    But Where oh where are the other CANADATES .?? STEIN, Johnson.. ,?

    • Khalil Mason
    • September 5, 2017
    Reply

    Love how they both completely ignored the first query and reiterated their campaign slogans.

    • Brian Tusu
    • September 5, 2017
    Reply

    Bill clinton is a repist, and his wife attacks the victims.
    She should go to jail.

    • xoxak888
    • September 5, 2017
    Reply

    Obamacare reward those people who file low income with subsidy. Problem is that people who has 5 millioin dollar house wholly owned without mortgage can still be qualified as long as file low income. So Obamacare subsidy receipient grow each years at unexpected rate because people got smarter. Obamacare is badly designed program with one goal in mind. The goal is let state and individual pay for their own healthcare.

    • SamBlue99 [2]
    • September 5, 2017
    Reply

    Good Luck America. I hope whatever happens will be the best for the country. I personally would vote against Trump, not because Clinton is good but because Trump is worse in my Opinion. I hope you will Vote, think before you vote and vote not only for your advantages but for the advantages of the whole United States and the rest of the World since this election does not only effect America . ( I guess i'm gonna get criticised for hoping for the best, since I have been before by Trumps supporters if not commenting 100% positive or against Trump)

    • Robert Konkle
    • September 5, 2017
    Reply

    "Breaking: Asst. FBI Had Enough of Hillary – Issues Massive Announcement About Her Crimes. " On YouTube.

    • pantera tanker
    • September 5, 2017
    Reply

    VOTE FOR TRUMP!

    • Utkarsh Asthana
    • September 5, 2017
    Reply

    You know what I think is so funny….First Lady is going to be a man…..hahaha!!

    • Mr happy bear
    • September 5, 2017
    Reply

    Hillary 2016

    • Billy Messimer
    • September 5, 2017
    Reply

    I can not believe Trump did not check mate Hillary when she brought up Russia hacking for Wikileaks when it was probably hacked from her unprotected server, that fucking dumb bitch, he had her right there and he didnt say it..

    • morbidchid
    • September 5, 2017
    Reply

    Donald Trump became the defender of the innocent? Didn't expect that to happen in the first 20 minutes.

    • Troy Hughes
    • September 5, 2017
    Reply

    this is comedy show not a debate

    • John Mendez
    • September 5, 2017
    Reply

    1 hr 11min into this clip is hilarious

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