Collins Insurance Offers Tips For Successful Health Insurance Applications

Collins Insurance Offers Tips For Successful Health Insurance Applications

Increase policy approvals by avoiding the pitfalls of applying for individual and family health insurance. Collins Insurance and Principal Ron Collins help many people in the San Francisco Bay Area acquire personal health insurance… Read about some common mistakes and how to avoid them.

Redwood City, CA (PRWEB) February 26, 2013

Collins Insurance and Principal Ron Collins help many people in the San Francisco Bay Area acquire individual and family health insurance[1]. When individuals apply online for health insurance without guidance from an expert like Ron Collins, they risk rejection by the insurance companies. Collins Insurance has more than 30 years of experience in successfully acquiring quality health insurance policies for their clients, even after clients have been rejected by applying on their own.

People applying for insurance on their own often unknowingly provide unnecessary information or fail to provide enough information resulting in a rejection, for example:

  • Self-Diagnosing listing a condition (colitis, chronic fatigue, for example) when a doctor has mentioned these conditions, but has not specifically granted a diagnosis. Often the condition listed in the application causes a rejection by the insurance company. This type of rejection requires a letter from a doctor to correct.

  • Excluding important details one client listed a broken ankle with a pin in it, along with a declaration of a full recovery. However, the fact that the client was recovered for 2+ years was not included and the insurance company rejected the application. Collins Insurance helped this client write a letter clarifying the situation and the insurance company turned around their rejection and granted a policy to the client.

Clients dont know what they dont know, and they often submit or eliminate information in an application that will most likely get them rejected, says Ron Collins, Principal at Collins Insurance.

In one example, a Collins Insurance client took home applications, completed them and brought them back for Rons review. In these applications, the client declared the fact that he had 2 DUIs (Driving Under the Influence, a felony in California) in the past 6 months. Mr. Collins submitted a pre-screen application to the insurance companies. One company rejected the application until the client did not have a DUI for more than one year, and the other company granted a policy but doubled the price.

Mr. Collins researched more companies and found one that did not ask the question about DUIs and submitted an application. The client was granted a reasonably-priced individual health[2] insurance policy immediately.

In this case, Ron Collins analyzed the application submitted by the client and immediately noted the issues. He had previously encountered similar situations in the past and knew what to do. Ron was able to successfully submit an updated application, and the clients application was accepted by the insurance company and the client was insured once again.

Rons years of experience means that he can quickly and easily evaluate a clients needs and then match the right insurance company to the client. Clients come back to Ron again and again for help with their changing family health insurance[3] needs.

Health & Fitness

One client, Lynn H, says, Ron is an exceptional resource, ethical, educational and helpful! [I] strongly recommend his services.

Collins Insurance has 30+ years of experience in purchasing health insurance for individuals and families in the San Francisco Bay Area. Ron Collins, the Principal at Collins Insurance is a seasoned professional, spending 1000s of hours learning the ins and outs of health insurance. This knowledge translates to accepted applications and happy clients. For more information, read Eight Rules for Applying for Individual Health Insurance[4] by Ron Collins, visit the Collins Insurance[5] website or call (650) 701-9700.

About Ron Collins and Collins Insurance

Ron Collins, in Redwood City, California, has been serving the insurance needs of the San Francisco Bay Area since 1981. His independent insurance agency, Collins Insurance, remains focused on providing the most knowledgeable, accurate and timely information to clients about small group benefits[6] for employees, family health insurance and supplemental Medicare coverage. With over 30 years of experience in the industry, Ron Collins is dedicated to finding the best combination of benefits that works for his clients situation.

Health insurance might be a fair trade productmeaning premiums are the same across the board, no matter which agent you usebut that doesnt mean all insurance agents are equal. Ron Collins brings premium experience when it comes to picking a plan. He believes in making it a stress-free experience by offering his extensive knowledge of the insurance industry to select a plan through communication methods tailored to each clients busy schedule. Its a trusted, successful methodclients and potential clients around the Bay Area consistently seek out Ron Collins to detangle the insurance mystery. To learn more, visit the Collins Insurance[7] website or call (650) 701-9700.

Melanie Yunk Roaring Pajamas, Inc. (650) 593-9303 x2 Email Information[8]

References

  1. ^ family health insurance (www.collinscoversyou.com)
  2. ^ individual health (www.collinscoversyou.com)
  3. ^ family health insurance (www.collinscoversyou.com)
  4. ^ Eight Rules for Applying for Individual Health Insurance (www.collinscoversyou.com)
  5. ^ Collins Insurance (www.collinscoversyou.com)
  6. ^ group benefits (www.collinscoversyou.com)
  7. ^ Collins Insurance (www.collinscoversyou.com)
  8. ^ Email Information (www.prweb.com)

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Comments

  1. Reply

    Health Diet Tips To Keep Myself Skinny And Healthy? I am 115lbs and I am 13. I was wondering if anyone had any health tips to keep myself healthy.

    I was looking into this diet where I would start with eating protein and gradually work my way into eating my fruits and vegetables. Does anyone know what this diet is called?

    (Please, No comments with additude. Any other comments will be appreciated. Thanks so much!)
    Also, I don’t want to be on a diet plan (Such as Weight Watchers). Thanks!

    View Comment
      • HealthNut
      • February 26, 2013
      Reply

      Water

      View Comment
  2. Reply

    Can You Give Me Some Health Tips? I need some health tips. You see I am making a health book. I want to give the world a medical health book. Therefore I need health tips.

    View Comment
    • Hg
    • February 26, 2013
    Reply

    Do These Health Tips Actually Work? 1 apple / day – no doctor
    1 lemon / day – no fat
    1 cup of milk / day – no bone problems
    3 ltrs water / day – no diseases…

    Also what are some losing weight health tips?

    View Comment
      • HealthNut
      • February 26, 2013
      Reply

      No, these health ‘tips’ are actually myths. It’s all very healthy to do that, but no.

      To lose weight, all you can really do is exercise more and eat healthy and try to keep your calories at around 1600 a day. It’s good to drink homemade lemonade that tastes pretty sour and not sweetened very much- it’s good for your metabolism. Tea is good, fruits and vegetables are good. It’s a great time to get active because it’s summer and you’ll sweat more, which is awesome for your body to flush out toxins and such. I like making fruit smoothies and adding spinach or kale (you can’t taste it and it’s so good for your body- not to mention filling). When you snack during the day, only snack on ‘raw’ foods like fruits and vegetables, or maybe a few almonds.

      Good luck!

      View Comment
  3. Reply

    What Are Your Best Tips To Live A Healthy Life? Health tips in any area would be great. Especially what foods to eat, fitness tips, avoiding colds or being sick, and being happier.

    Sorry it’s so broad, but I just wanted some really good tips or secrets, or anything. Thanks!

    View Comment
      • HealthNut
      • February 26, 2013
      Reply

      One has to be happy, not worry about everything little thing that goes wrong, think of others who have life a lot worse or the ones who are gone who whould like to swich with you, but most importantly, you must cleanse your body of toxins and take suppliments.

      View Comment
  4. Reply

    What Is The Best Health Advice You’ve Given Or Received? We could probably all use a few health tips to live a better life, what do you want to share?

    View Comment
      • HealthNut
      • February 26, 2013
      Reply

      Limit processed foods

      try to eat as much natural food as you can such as vegetbales, fruit, brown rice, wholemeal-grain bread, fish, chicken, nuts, and healthy fats.

      Not only do you look better but you feel better both body and mind

      View Comment
  5. Reply

    Anyone Have Some Good Tips For A College Student Who Wants To Lose About 35 Pounds? Basically Im pretty lethargic due to the studying….I do a fair bit of walking and I dont eat fast food more than a coupla times a month, but I seem to keep gaining weight. Basically I need some health tips or some way of beginning to get rid of the buddha belly.

    View Comment
      • HealthNut
      • February 26, 2013
      Reply

      As a fellow student, I understand your struggle. My butt feels constantly glued to a seat and I don’t have the time or attention for planning healthy meals. It’s tough but I manage to control my weight and even lose weight every now and then with some pretty easy tactics. Since you want to lose it, you’ll have to get serious. I would highly recommend cardio workouts. Depending on your fitness level and personal tastes you could try at home workouts like Tae Bo or you can hit the gym (in which case walking or jogging on the tredmill mixed with weights would be effective). Basically, make yourself workout even when you feel tired from studying or a long day. Next thing you know, you’ll look forward to the stress relief. Remember to watch what you eat and consider counting calories…you may be surprised how much you eat daily! Get sleep. Lack of sleep stresses the bod out and you may compensate with food. And you definitely will have less energy for workouts. GOOD LUCK!

      View Comment
  6. Reply

    I’m Trying To Loose Weight, What Are Some Health Tips? I’m making a modeling portfolio, and I know I need to be slimmer. What are some health tips, such as eating veggies, and colors to dress in the make you look slimmer? What is skinny for height 5’8″? I am Indian (India) & German and I have blue eyes.

    View Comment
      • HealthNut
      • February 26, 2013
      Reply

      Unfortunately there are no easy ways to permanently lose weight and most people who lose weight regain it all.

      A vegetarian or vegan diet for the rest of your life might perhaps be a good option as very few vegetarians or vegans are overweight.

      If you want a life changing permanent weight loss you need to follow a maintenance diet for the rest of your life after you reach your target weight with one of the many diets you can choose from.

      You can see further details in a web search for “how to lose weight and keep it off”.

      View Comment

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